Party Bus Hire: Using the Right Service for Your Special Outing

A party bus hire service offers a perfect opportunity for the partygoers to travel in a large group to continue their excitement and fun whilst traveling between party destinations. Party buses vary in size quite significantly, with those able to accept 10 or 15 passengers to those able to accept 50 or more passengers. If you can hire the right transportation for a night out then this will make certain the entire outing is more secure and comfortable for the entire entourage.

Party bosses are offered for hire for almost any reason that there is likely to be a large group of people traveling to a single destination. Some common reasons for hiring the bus include sporting events, corporate events, sightseeing, city tours, birthday parties, weddings, and more.

Here are some of the points you might want to consider when it comes to hiring the right transportation for a special occasion:

Making certain it is outfitted for the occasion

Beyond having enough seating for the guests on board, you want to make certain to hire a party bus that offers a spacious interior, which has sufficient leg room and ceiling height. You also want to have the ability to mingle with the group and have easy access to chat to one another. You also want to make certain that the bus is equipped with the right type of entertainment that you will needed, which will vary depending on the type of occasion you are hiring the vehicle. A high-quality sound system and disco lights will be more right for a night out on the town, where you would want something more relaxing if you are on a sightseeing tour.

Be certain to reserve the bus ahead of time

Due to the popularity of the party buses, you really want to make certain that you are able to reserve the particular style of transportation you require well ahead of the actual date you will need to use it. In peak season these vehicles are in high demand and you might wish to arrange the booking well in advance, a good two to three months is often recommended.

Check on the reputation of the party bus companies

Prior to using a particular service operator you really want to make certain to do your due diligence to check the company is able to supply a well equipped and maintained vehicle, which comes with a sufficiently licensed and experienced driver. You also want to be certain that the right level of insurance is held and that they haven’t been involved in any significant incidents or collisions on the road.

Four Positive Steps to Hiring a Party Bus

If you live in one of the big cities, then you might have seen the full-size party buses which are hired out for personal use. Party bus rides are starting to become extremely popular in many of the big cities, and are perfect for wide range of occasions, from the birthday parties, family outings, weddings, concerts and more. A lot of partygoers are taking advantage of these rides, mostly due to the ease in getting to the next destination in style and the safety it offers for the entire group. If you are able to hire a party vehicle for a special event then you don’t really have to worry anything else other than having fun.

Here are several tips that might be used in hiring out a party bus:

1) Be prepared – when it comes to hiring out a party bus it often benefits to book early. A full-size party bus is often limited in availability and therefore if you are able to make the booking arrangements a good period before it is required, you have a greater chance of reserving the precise dates you need. Also it benefits to go with a company that owns and maintains their own fleet as this also makes it easier to book a ride when required.

2) Visit the hire company – if this is the first time of using a particular party bus service, then you might wish to pay a visit to the company’s premises. Having examined a vehicle, it will enable you to decide on the quality of the vehicles and establish whether enough space is available for the entire group that will be onboard travelling. Most companies would be more than willing to give you a guided tour of the available buses.

3) Question the available amenities – a well equipped ride is often packed with amenities, which might include an impressive sound system, a full-stocked bar, fiber optic ceiling lights, large screen TVs, mirrors, and so much more. If there is anything in particular that you have in mind, you should ask the hire company as they might be able to arrange this for you.

4) Holds the right credentials – when going through the motions of hiring a party bus you should also look at such things as holding the right insurance and license for this particular activity. If a company isn’t able to easily confirm this then you should be quite wary and move on to the next available company.

Party Bus Transportation in Chicago

The world trembles in the current economic crisis and people are trying to save on everything. No one even thinks about throwing big parties or going to the clubs to have fun. People know how expensive that is. Hence, many birthdays, anniversaries and engagements are left not celebrated.

However, it does not have to be this way. At least not here, in Chicago. The Windy City residents found a way to cut the party costs by almost one-third and still enjoy their special occasions.

Cheap Transportation
The key is to cut down the cost of transportation. In Chicago, 3 million people live in the city. However, Chicago’s metropolitan area is much bigger. 9 million people live in Chicago suburbs. Some of the suburbs as Aurora, Plainfield, Elgin or Chicago Heights are 45 minutes to 1 hour away from the downtown. To get to the city loop (where all nighttime action is) and back takes almost two hours. With today’s gas prices it have become extremely expensive. If the transportation costs could be lowered to a minimum, it would not be that expensive to have fun is Chicago. And here when the Limo Bus service comes in play.

Chicago Limo Bus Service
Limo Buses are created to enjoy the travel time between point A to point B for big groups of people. They are like a nightclubs on wheels. A typical Limo bus seats 30 passengers comfortably, also has a disco ceiling, dance pole, 42 inch TVs, stereo sound system and fancy neon lights. However, the best part about the limo bus is the price. For example, transportation from Naperville to Chicago downtown in a Party Bus cost approximately $200. When the price is split between 30 passengers, it comes out to around $7 per person. Who could have thought?

Even more Deals and Discounts
Furthermore, Limo Bus companies will offer numerous discounts to Chicago’s famous nightclubs as Excalibur, Soundbar, The Underground, Transit and so on. For a regular bar hopper it is a real gold mine. Moreover, there is another secret that people miss out on. Last minute deal websites like “Groupon” will often have Chicago Limo Bus service for cheap. Then, you can get your Chicago Party Bus service for with another 20%-50% off.

So, what are you waiting for, Chicago resident? Do not miss out on your friends and family’s birthdays, get them all together and rent out Chicago Limousine Bus today.

Web Development Services – Expert Tips to Consider

The craze of web development services has taken the business world by storm. Thankfully business owners have acknowledged the need of software and application development. A digital presence and software alignment can provide your business the desired visibility and market attention.

Many business leaders favor offshore custom software application development services because of their cost management approach and deliverance models. However, one needs to understand that the field of web development is too vast to absorb in one category or two. Web development services encompass specific details like web design, web content, server hosting and configuration to name a few.

Understanding the basic key points can help you in consideration of Web development services before you settle down on one. Here are some basic yet significant points direct from our expert:

1) Understand for what purpose you want to get a website done. One of the main reasons could be that everybody in the town now has one and most importantly- your competitor as well. Our expert suggests that it would be much better that you understand what your target customers are and how they go about technology. For instance, if you are running an education facility for adults, it’s highly likable that your target audience will not only be 24/7 connected to internet but would be high on it. If you want to offer registration or subscription services to your visitors, you would require larger bandwidth and hosting space.

2) The simplicity of user interface should not be lost in the creativity or intricacies of web development solutions. With lots of innovations, techniques and upgrades emerging daily, you should research properly and ask your vendor about a right and beneficial option for you.

3) Approach professionals. They have this second to none talent capable of pulling out your business amidst the competition. Their professional approach and varied domain expertise enable them to understand the objectives of your business and deliverance according to your market place.

4) Do not go for one who is too costly or too inexpensive. Custom Software Application Development bragging about that quality services do have a tag or providers claiming too many discounts or freebies in favor of several packages can be detrimental to your business. So, the expert advice you to assess your business web enabled needs and tight lipped but clear cut on budget.

5) Ask for secure payment gateways on your website keeping the convenience of clients in mind. According to experts, your website or e-commerce solution may ask customers to reveal some personal data in lieu of some services. Therefore give due thoughts on this part as well.

Womens Gym Bags – What You Must Know Before Buying Them

When you think of womens gym bags, you automatically think of a well-designed smaller gym bag that fulfills the purpose of carrying gym clothing, deodorant, extra shoes, a wallet or small hand purse, and maybe a light jacket in case it rains.

Designed specifically for a woman and girls, the average gym bag is designed in fantastic colors, the latest style and materials. Slightly lighter in weight, it fits the woman’s frame better than the heavier man’s bag does. Also, the female bags have added features and lots of storage compartments for carrying personal items.

The best type depends on the woman and her lifestyle – her budget, personal taste, what level of gym activities she does, how professional she is in regard to other activities and of course, what tastes she has in bags!

What is preferred by one woman may not be like by many others, such is the world we live in. Women are versatile, so she may keep a couple different designed bags around to suit her mood and fashion inclination at the moment. Also, the bag needs to be water repellent to repel moisture or water if she showers at the gym.

Many go directly to the gym from home or work. This requires having a properly designed bag to keep around all day, fairly stylish yet not too fancy.

The bag also needs to be smaller in size, lighter weight to carry around, and should be compact for easier storage while at work. The colors for women’s gym bags represent her feminine side – pink, soft lime, mineral-washed natural denim, bowler hand bags, yoga bags and those with logos on them. The material is also unique, such as sack pack, gym sacks, duffle bags, bowler hand or the standard leather type.

An ideal place to shop for a womens gym bags is to shop online – an open field to shopping internationally without leaving the privacy of your home. Women are always looking for something unique and different that nobody else has. There is nothing better than Internet shopping for an item that is halfway across the globe at half the price you normally would pay. It really can’t get any better than this, can it? Throw a little free shipping in and the bag purchase is yours.

Women’s gym bags make excellent gifts for outdoor women or women who are active. By shopping online, you can look over the current designs and see what is on sale in your favorite colors and designs. There are so many styles to pick out, it would be best to send out a few hints and see if she can drop a few ideas to help your choice making.

Most Popular Women’s Fashion Accessories

Aristotle, one of the greatest philosophers in history once said that a woman is God’s most beautiful creation. As a woman, you need to be a living proof of this statement. That is why, it is important that we always look good and presentable no matter what we do and where we go. In doing so, one should always be in fashion.

Many will agree that wearing good clothes can greatly enhance your looks and can instantly turn you into fashionable woman. And to further enhance your looks and beauty, you need to wear women fashion accessories. It is not just about being beautiful but it is your desire to stand out and be noticed in the crowd. And these are only attained by wearing the appropriate fashion accessories.

Women’s fashion accessories are ornaments worn or used by women to accentuate pertinent style or design in their outfit. Also, they are used to complement their clothes, giving a new exquisite look that will surely draws attention. As these women fashion accessories are becoming more and more popular, they are not just considered as fashion essentials but some regard them as fashion basics. This is very true especially to women who would not want to go out without them because it has already been a party of their lifestyle. That is why these are not just merely an accessory. Women fashion accessories are valuable assets.

With several different kinds of women’s fashion accessories, these just some of the most loved and most popular fashion-accessories of all.

Jewelries. These shiny and sparkling ornaments are very well known women fashion accessories. Examples of which are earrings, necklaces, bracelets, rings and even watches. Jewelries are popular and one of the most loved because they can be worn regardless of age. From children, or even babies, to grandparents, they are all fond of wearing such glamorous, colorful and sparkling fashion accessories.

Purses and Handbags. These handy bags are popular fashion-accessories for women and teenage girls as well. Actually, these fashion-accessories are considered as compulsory accessories that every woman and girl should always have. Since girls are known to bring their beauty kits along with some other important things, handbags are quite useful to conveniently carry stuffs.

Shoes and Sandals. Shoes and sandals are always part of your fashion wardrobe. These usually come in various designs and styles. One should carefully choose the carefully and pick the ones that can complement your outfit.

With women fashion accessories, you can easily add elegancy and sophistication into your looks as it enhances your clothes and your beauty. However, you need to choose the right pieces in order to work out. Although looking at them can amaze and impress you, they can still bring you down if you wear them in the wrong way. Also, it is important that you are wearing just enough and avoid over accessorizing yourself. With a lot of women’s fashion-accessories available in the market, both at your local stores and even online, you will definitely find the suitable pieces for you. All you need to do is to learn how to properly accessorize yourself and surely you will shine.

Be Trendy With the Right Womens Laptop Bags

In the 90’s it was the personal computer that reigned in the technology division. Almost everyone had Desktops. It is used in offices for more efficient performance of the job at hand and also making things faster and more convenient. You may also see it in everyone’s household being used for school work and even simple organizing.

But nowadays we seldom see household that have desktops. Most of the young professionals, students and even just an ordinary citizen own a laptop. It is easier and the fact that it is portable makes it a good candidate for a professional that is on the go’s personal favorite.

Along with having a laptop is the need for its accessories. The most important accessory for that is a laptop bag. This bag is specially designed to protect your laptop from harm. There are different types of such bags. There is the backpack type, the carryon or sling type and the pouch type that you can just carry around. But a woman has special needs for these bags. Women laptop bags must be able to complement her clothing.

Fashion has always been a woman’s thing. Even at work or anywhere, a woman wants to look good. It is important for her to have a bag that does not contradict with her outfit.

Here are the things that one woman should consider in choosing a womens laptop bags:

• Design

This is a very important aspect when you consider buying a bag for your laptop. For a woman, the design is be a big deal. Such bags must go with the chosen outfit for the day. For this reason, choose a design that is feminine yet functional, and in a color that goes with most of your outfits.

• Durability

Above all, you have to be sure that the bag you buy is durable and it would last long. If the price is quite high as long as you can rely on the quality of the product then buy it.

• Price

Price does matter especially in these economically fluctuating times. So in choosing the right bag for your laptop, you consider the price as well. Try and get as much value for money as you can.

Car Insurance Quotes – 16 Ways to Get Lower Ones

You’ve probably noticed that some people get lower car insurance quotes than you though they seem to have the same situation than yours. Here are 16 things you can do to lower your car insurance quotes.

1. Shop Around

This is such a common sense one that it shouldn’t be here. But life is hectic, makes people skip it or not do it well. What one company considers high risk another one deems to be a medium risk. The difference in price can be significant.

Each company asks you the same questions about your driving habits and where you live. But different companies can have a different take on every single answer you give. And that’s why you shop around. Just make sure that all car insurance quotes you get are for the very same coverage.

2. Buy a Lower Risk Car

Insurance companies take your car into account when you get car insurance quotes. Makes sense. They group cars by risk. There are 20 different groups. Generally speaking, the lower the risk they assign your car group (i.e., the higher the rating), the lower the car insurance quotes you’re going to get.

Some car models are stolen more often than others, some have worse accident ratings than others, some are involved in more accidents than others (you’re a lot less likely to drag race a Dodge Caravan than a Mustang).

3. Consider Getting Only the Minimum Coverage Required By Law

The minimum coverage the law requires you to have is the cheapest. If you have an old car with little value left in it, you should get insurance that covers the other car, people, not your old clunker. If the value of your car is less than what it would cost you to cover it for one year, should you cover it?

4. Keep Your Credit Scores High

An insurance guy I know assures me that there’s a close correlation between credit scores and the chances you’ll file a claim. That’s why, he says, insurance companies rely these days on credit scores to figure out what kind of a risk you are.

Whether you agree with him or not, know that, indeed, the lower your credit scores, the higher the car insurance quotes you’ll hear.

5. Buy Online

You can find lower car insurance quotes online these days. Many insurers offer discounts for buying online: they save money since you’re not getting a human being involved (human beings require salaries). Plus, you save them on their phone bill.

6. Raise Your Deductible

This one is easy to understand. The higher your deductible the less the insurer pays. The less it pays, the lower the car insurance quotes it can afford to have. Of course, in the case you make a claim, you pay more out of pocket.

7. Drive Less

The more you drive each month, the higher the chances that you get into a car accident. At the very least, don’t overestimate. Don’t lie about them (it’s neither legal nor nice) but count them well.

8. Have a Clean Driving Record

The car insurance quotes you get depend on this one too. The more they catch you speeding, the higher the quotes, etc. And it stands to reason: statistically, people with blemished driving records have more accidents than people with clean ones.

9. Don’t Make Small Claims

People make claims for small things. You buy insurance to have protection against large expenses, expenses you cannot, or cannot easily, pay. For some people a $1,000 payment is a lot. But if you can make it, make it. Insurance companies do raise your premiums if you make claims.

10. Insure the Real Value of Your Car

If your car is worth $15,000 your insurance policy should cover $15,000. If you estimate your car value at $20,000 and it’s worth $15,000 you only get $15,000 back if it’s totaled. But you pay a higher premium. So don’t claim your car is in good condition if it’s in average condition.

11. Reduce the Number of Additional Drivers Named On Your Policy

If you can. The more people covered, the higher the premium as the risk of having a claim goes up.

12. Improve Your Car Security

Most insurance companies will give you a discount if you have car alarm, if you park your car in a garage not on the street, if you have a tracking device. The discount varies depending on what theft prevention item you have.

14. Don’t Pay Your Premium in Installments

When you pay your premium over several months, your insurance company will add a couple of dollars to each monthly bill. It may not be a lot each month, but there are 12 months in a year, so it adds up.

15. Move

Well, don’t move just to lower your premiums. But car insurance quotes are based on where you live, so the next time you move, talk to your agent about the neighborhoods you’re considering moving into. Vandalism and car thefts are higher in some neighborhoods than in other.

16. Get Good Grades

If you’re young, you’re going to hear car insurance quotes that are quite high. You can lower them some by being a good student.

Car Insurance for Your Teen Driver

The day you’ve been dreading is here. Your child has just turned 16 and for some unfathomable reason, the DMV has seen it fit to give him/her a driver’s permit. Not only do you have to buy him/her a car that s/he will now proceed to systematically demolish, but you also have to spring for car insurance. If the astronomical auto insurance quotes you’ve received are any indication, the insurance companies share your trepidation about his/her ability to navigate the roads without destroying everything in his/her path. But don’t worry, we’re here to help. This article will give you a few pointers on getting car insurance for your teenager.

The ‘New’ Car

It may seem like buying a cheap, old, Archie Comics style jalopy will save you money. Wrong. You would actually lose big bucks in the long run. A run-down car will need more repairs, more maintenance, and most likely will cost more to insure for specifically these reasons. At the same time, buying your little hoodlum a beautiful, growling sports car isn’t the solution either because the insurance company will slap on a premium that will leave your head reeling. The smartest decision is to buy a used car that doesn’t have too many years on it and is in good shape. Since the collision damage, the cost of repairs, and the likelihood of theft are significantly lower for used cars, you will be able to find cheap auto insurance quotes.

Auto Insurance Coverage

Teen drivers between the ages of 15 and 17 cause approximately $34 billion annually in damages, medical expenses, loss of life, and property, as asserted by the American-Automobile Association. Now, while it may be tempting to skimp on auto insurance coverage and opt for the required minimum, you may want to keep this statistic in mind. Without adequate auto insurance coverage, you might find yourself stuck in a position where you have to pay obscene sums of money to pay for medical bills and damages to property.

To add or not to add

You’re probably wondering if you should add your teenage driver to your own insurance policy. Well, this is debatable. You’ll have to measure the benefits of each according to your specific situation and insurance company.

But here are a few pros and cons to help you make that call

Pros: If your teen is added to your policy, s/he can avail of the discounts and privileges you enjoy. Also, compared to the premiums s/he would have to pay on his/her own, this might just work out to be cheaper.
Cons: Your own premiums rise by having a teen driver on your policy. Also, any claims, accidents or misdemeanors s/he makes will reflect on your auto insurance record and influence future premiums. Also, if your teenager had his/her own policy and miraculously turns out to be a decent driver, s/he’ll be accumulating good driver’s credit.

Affordable auto insurance

We saved the best for last. Your teen can actually enjoy affordable car insurance without compromising on coverage or quality! Care to find out how? Read the tips below:

Driver training credit – Some auto insurance companies offer drivers below the age of 21 a discount for completing a driver’s training course. This course also leads to your child becoming a better driver, which leads to fewer accidents, transgressions and claims, which leads to a clean driving record which leads us right back to the best car insurance rates s/he can possibly get!
Good student discount – Need another reason to wish your child had inherited your intelligence? Here it is. Many auto insurance companies often offer discounts to students below the age of 25 who have an average of B+ or above. One way to turn this to your advantage is promising your teen that you give him the discount/money saved every time he qualifies for the good student discount on car insurance. Win-win, right?
Safety first – Who says insurance companies are soulless, uncaring corporations? Good car insurance companies will pay you to stay alive and stay safe. Installing air-bags or buying cars that fall into the safe-car category will get your teenager a discount from several auto insurance companies.
Protect what’s yours – A car with anti-theft devices will get you yet another discount! Well, from some auto insurance companies. Hopefully yours is one of them. If not maybe it’s time to start looking at car insurance quotes from companies that offer this service.

Undoubtedly there’s a lot to be stressed out about when raising teenagers. You have to worry about their college education, about the opposite sex, about the funny smell coming from their rooms-oh the list is endless. But hopefully this article has alleviated your fears and concerns about your teenager’s auto insurance, leaving you with one less thing to worry about!

Bethany Collins is a mother of two kids and lives with her husband. She loves travelling and writing. Her interest lies in reading finance related books, articles and blogs. She has continued writing since last 10 years on topics like car insurance, antique car insurance and several car insurance related topics.

Affordable Short Term Car Insurance

Short term car insurance is exactly what it sounds like. It is car insurance you that you can purchase for a shorter period of time than the traditional bi-annual policies we are accustomed to. There can be situations when you will find you will need it in addition to your regular coverage or there may be times when you would consider it instead of a regular 6 month policy. Do you really want to insure your car for the whole year when you know you aren’t going to need it the whole 12 months? Of course you don’t. If you’ve had the feeling that there just had to be a more practical way make whatever it is your situation calls for simple, affordable and of course, legal, then you should start looking into this as an alternative option. By stopping in here and taking a little time to familiarize yourself with what will be expected of you, it will be a just a few questions and clicks away from acquiring quotes on the necessary coverage which you help customize with your insurance provider. You’ll know in a short period of time if you do a little comparison shopping you just might see that would be a much better plan it can save your considerable amount of cash while providing you with comprehensive coverage.

There are any number of reasons might you need some short term coverage. Every driver has different needs and different drivers are looking for varying levels of protection. Whether you are a ‘worrywart’ and hyper-vigilant about being covered for any emergency, or you rarely worry at all about what could happen, because you are in a rush to get something done, you are going to have to learn just enough about short term car insurance to set it up. First and foremost, whether you like it or not, if you are driving a car, you have to have insurance. It makes no difference if you are going around the block or across the country; it’s the law. If that isn’t enough to motivate you to do the responsible thing, then think of it as a pre-emptive strike just in case you need to “CYA”. Who doesn’t have a nightmare of a story to tell about someone they knew who for some reason or another had been involved in an accident with an uninsured vehicle or driver that had resulted in fines, legal fees, and loss of income. An accident that cost so much that they had to spend every penny that they had to fix the problems that came along because of the one time they did something really stupid, and ignored the law and drove without insurance.

All of the primary national insurance companies offer a variety of different plans starting with a bare bones, no frills type of short term car insurance which just meets your legal requirements. For the driver who wants more, your insurance rep can take you through the levels of plan coverage than can offer you elaborate policies with all the bells and whistles you might need to make you feel comfortable about your time spent on the road. There is no reason not to have your all the normal car insurance coverage including: collision coverage, liability, comprehensive coverage, uninsured motorist coverage, hospitalization and medical payments, it that is what you want. Just like uninsured motorist coverage you have in included on your regular annual policy, you can customize your short term car insurance policy by choosing your own deductibles. Once you have discussed your options, and decided exactly how you want your policy written, your policy holder will then quote you a price and let you know if they are planning to bill you a predetermined flat rate along with that payment due with your regular bill or if they will require the payment in full and in advance.

Here is a good example of when would you need short term car insurance. Let’s say your car died unexpectedly and you are in the market for brand new car. After shopping around you find the car of your dreams and the dealer tells you it is on back order at the factory. Your beautiful new car will not be delivered for at least 8 to 12 weeks. You are still going to have to get around, go to work, etc, so now you are forced to by an old ‘bucket of bolts’ to drive. After all, you have to get around somehow, until the new car you have ordered from the factory is made and delivered. That means you are only going to be driving the car for 60 to 90 days. This is one of the times you do not need or want a standard one year insurance policy. Sometimes you can buy a regular policy, and when the times comes that you no longer need it you can cancel it before expires, but that is rarely accomplished without being charged cancellation penalties or losing your investment. After paying for all that insurance some people are reluctant to dump the old car and just take the loss and they end up keeping the old car, because it, after all, insured and who knows when you might have a car emergency and it will come in handy. To me, that is a kind of an expensive ‘Just in case car.’ So, if money is no object and you have room for multiple junky old cars, go ahead and waste your money.

It’s times like this that a savvy car insurance shopper gets just wants he needs and nothing more. It’s time to stop throwing your money away. You should only pay to have insurance on that period of time when you would actually be driving the car.

Don’t be confused by uninformed friends or family who raise concerns as to whether or not a short term car insurance policy is limited to comprehensive coverage. You are entitled to all the features and the same options you have now with your regular insurance. It just doesn’t last as long.

Don’t buy into the belief that a short term car insurance policy is a shady deal, just because it is only for a limited time. The coverage it provides will still be quite excellent. Deciding how the policy is written and if this is going to meet all your requirements will take a little time and nosing around, asking for options and quotes from as many online companies you can. Use this opportunity research the companies you already know and trust while comparing them with other companies you might want to use in the future.

Is that a really hard and involved process? No, looking for short term car insurance quotes online might just be one of the easiest researches you’ve done.